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Why Choose EFIcyent BaaS?

Say goodbye to payment headaches! EFIcyent makes cross-border transactions smooth, secure and stress-free. Ready to simplify your payments?

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Scalable and Customizable Solutions

Tailor-made financial services with a flexible API framework for seamless business integration.

Secure and Compliant Infrastructure

Secure and compliant infrastructure with full adherence to global financial regulations.

Global Payment Connectivity

Process cross-border transactions to over 150 countries, supporting 24 currencies and 20 local accounts.

Transparent Pricing

No hidden fees. Real-time insights to track your finances efficiently.

EFIcyent BaaS Features

Integrated Payments

Seamlessly integrate payment solutions within your business ecosystem, enabling customers to transact effortlessly.

Integrated Payments

Regulatory and Compliance

Regulated and licensed under MSB in the USA and Canada, MPI in Singapore and SPI in Poland, and other jurisdictions.

Integrated Payments

Digital Accounts

Issue virtual accounts, allowing businesses and users to manage funds globally with ease. Simplify transactions across borders with real-time updates.

Integrated Payments

Real-Time Analytics

Gain real-time financial insights to optimize business decisions effortlessly. Track key performance indicators and make data-driven decisions instantly.

Integrated Payments

Industries We Serve

Industries we serve

Fintech and Startups

Uplift your financial products faster with our ready-to-use banking solutions. Scale seamlessly with APIs built for rapid integration and focus on innovation while we handle the compliance and backend.

Industries we serve

E-commerce and Marketplaces

Enable effortless transactions for vendors and customers with flexible payment options. Streamline checkout experiences to boost conversions and customer satisfaction. Manage refunds and payouts with ease, all in one platform.

Industries we serve

Enterprises and Corporations

Simplify payroll, vendor payments and corporate financial operations with digital banking infrastructure. Gain real-time visibility into financial operations and automate routine transactions. Customize workflows to match your business needs and scale without complexity.

Industries we serve

EFIcyent was made with developers in mind;
because we know what you need. < / >

Industries we serve

Integrations

Plug EFIcyent into your stack in minutes. With ready-to-use SDKs, plugins and server libraries, you can build fast, test faster and go live without headaches.

Industries we serve

API Documentation

Want full control? Our developer-friendly API docs walk you through building powerful, secure and scalable payment experiences, whether local or cross-border.

Industries we serve

Webhooks

Never miss a beat. Set up webhooks to get real-time updates on every transaction, status change and payout, delivered straight to your backend.

Try it out
for yourself

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How EFIcyent Transforms Financial Services

EFIcyent is a smart BaaS platform that helps in global payments by making banking simple, fast and scalable.

Industries we serve

Financial Service Providers

Traditional institutions face innovation hurdles due to legacy systems. EFIcyent offers modern, API-driven solutions that streamline payments and operations, accelerating transformation and enabling secure, scalable, and efficient financial workflows.

Industries we serve

Modern Banking Platforms

Developing digital banking products is costly and complex. EFIcyent delivers core banking infrastructure via secure APIs, ensuring compliance and letting your team focus on UX while we handle backend operations.

Industries we serve

Regulatory Sandboxes

EFIcyent empowers fintech startups with a safe, cost-effective sandbox to build, test, and refine financial products. Validate ideas, explore scalability, and meet compliance before full-scale market launch.

Industries we serve

Real-Time Payments

EFIcyent enables instant, secure money transfers for payroll, vendors, and transactions. Our real-time payments infrastructure eliminates delays, ensuring seamless, efficient, and reliable fund movement across your business operations.

What Sets Us Apart?

We don’t just offer services; we deliver complete, scalable and compliant fintech solutions.

01

Full-Stack Banking Solutions

Unlike competitors offering cracked services, we provide an end-to-end banking infrastructure.

02

Customizable and White-Label Solutions

Brand and tailor our BaaS to fit your unique business needs.

03

High-Performance APIs

Our APIs are built for high-speed transactions, minimal downtime and seamless scalability.

What Sets Us Apart?

We don’t just offer services; we deliver complete, scalable and compliant fintech solutions.

04

Regulatory Expertise

Many fintech’s struggle with compliance; we handle full regulatory adherence across multiple jurisdictions.

05

Multi-Currency and Global Reach

Expand effortlessly with cross-border payments and multi-currency transactions, making global expansion easy.

Frequently Asked Question`s

EFIcyent’s BaaS platform lets businesses offer banking features like accounts and payments through easy-to-use APIs, without building a bank from scratch.

Our platform is built for Fintechs and Startups, E-commerce and Marketplaces, Enterprises and Corporations looking to embed financial services into their product or service.

Simply reach out to our team through the contact form or email. We'll guide you through onboarding, API access and compliance setup.

Security is our top priority. We follow all industry standards, including data encryption, secure API access and regular audits.

Our support team is available 24/7 to assist with integration, troubleshooting and any platform-related queries.

Businesses can go live depending on the compliance risk score after the submission of the KYB documents.

Contact Us

Have questions about our Banking-as-a-Service platform? We’re here for you 24/7. Whether you need help with APIs or
platform support our team is always ready to help.

Book An Appointment

Do you wish to know more about EFIcyent? Talk to our experts over a call and we’ll help you with all the information you’ll need. Book an appointment with us now at your convenience and we’ll schedule the call.